My WordPress Blog Sat, 02 Mar 2019 16:44:27 +0000 en-US hourly 1 What the Loan Agreement Looks Like? Sat, 02 Mar 2019 16:44:27 +0000


A loan is putting a certain amount of cash at the disposal of the borrower. The loan can be granted only by the bank, all other entities offering us the transfer of cash in use, can give us a loan, not credit.


A loan is a contract or declaration of will of the parties to the contract. Through the loan agreement, the bank makes the money available to the borrower. The loan period, the amount and the purpose for which the funds transferred to the borrower’s disposal will be determined are specified in the loan agreement. By signing a contract, the borrower undertakes to use cash in accordance with the purpose specified in the contract. In addition, the borrower, by signing the contract, also agrees to repay the loan at the dates specified in the agreement with interest and to cover any loan costs, which are also specified in the contract.



The loan agreement is in writing. This means that it should be in writing and is considered binding and binding at the time of signing.

The loan agreement should specify in particular:

THE CREDIT AGREEMENT PARTIES – a bank loan as the name suggests is a banking operation. A loan can only be granted to us by a bank. Only these two institutions in accordance with Polish law may collect money from other natural persons, legal entities and organizational units. The borrower is the other party to the loan agreement, ie the person who lends money.

AMOUNT OF CREDIT – the loan agreement in its provisions must specify the amount of cash that the bank provides to the borrower.

CREDIT CURRENCY – the loan agreement specifies the currency of cash placed at the disposal. When borrowing money in a foreign currency, for example, 10,000. We still have francs to give back 10,000. francs (plus interest and loan costs). There is no significance for the bank if the exchange rate of the franc drops or increases, we still have to give back the same amount, although after conversion into euros, the loan amount may change.

OBJECTIVE – the loan agreement must specify the purpose for which the loan was granted. It can be, for example, buying an apartment or buying a car.

PRINCIPLES AND REPAIR TERMS – the loan is granted on specific terms that must be specified in the loan agreement. Therefore, the amounts of the loan installments and the repayment schedule must be specified.

AMOUNT OF INTEREST – the interest rate on a bank loan depends on the bank. However, the law regulates the maximum interest rate.

CREDIT PROTECTION – the loan agreement also specifies the method of collateral in the event that the borrower fails to perform the contract and does not repay the loan. Depending on the type of loan, it may be, for example, a mortgage.

BANK CONTROL CHECKS – the loan agreement also specifies the rights that the bank has in terms of controlling the use and repayment of the loan.

TRANSFER OF MEASURES – the time and form of handing over the credited money is also specified.

LOAN COSTS – the loan agreement determines, apart from the loan amount and its interest, the amount of other loan costs, such as money for servicing the loan by the bank or insurance.

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Fast Return Business with Immediate Credit – For anyone. Fri, 01 Mar 2019 15:22:53 +0000

More and more people are looking for ways to earn income on their own. There are those who do not have a fixed job and are looking for a way to make a living. Others who, being autonomous in their profession, want to diversify their work. Or who, having stable work, think about investing or doing something in their free time. Regardless of the case, the same is pursued, get quick profits with opportunity businesses. The Bank of Spain recommends having an extra source of income. The first thing that must be taken into account is the knowledge in the area that one wants to invest. The second is to realize that all investment and business entails an effort. Here we will show several examples of small opportunity businesses. That can be carried out through an immediate credit.

Everything starts with an idea, in this case a very good idea. It may be something you’ve been thinking about for a long time. Such as creating an internet page that offers entertainment of some kind. And that you can also use to sell related products. In this case the immediate red c is requested to pay for the web development. You can attend by yourself or with a partner of not having time. You should look for advertising that funds the page.

It is always recommended that the products to be sold be manufactured or purchased for resale in small quantities. This will allow the rotation of the product to be evaluated to have availability according to the demand. So you will not lose money from the immediate credit with a product that may not be sold. Immediate credit can be paid in the medium term. If the page is successful, the profits will be quick and potentially large.

Immediate loans for quick jobs

Online business Instant Online Credit

A way to generate work for oneself and generate profits in a few weeks with an immediate credit. It is the import of products for retailers. It consists of looking for a foreign product that has high demand in the country. But that at the same time will be rare to get. That is, do not care about big companies. Preferably they should be within the zones of free trade agreements in Europe. In addition to this we must evaluate the fastest and most economical ways to bring it. Immediate credit is requested to pay and import them. With the immediate credit the expenses related to the sale and distribution will be paid as well. It is preferable that this sale be made online, even before the product arrives in the country. This immediate credit should be paid with the first sales.

Another idea is for the experts in the automotive area. They can be mechanics or experts in related areas. It consists of asking for a loan and buying cars that insurers have given as a total loss. As you know they sell cars at auction, after paying the owner’s insurance. The trick is to find the best available cars and compare them at a good price so that they can give immediate credit. Then fix them yourself. Once the car is completely fixed, sell it. It is estimated that a loan of 10,000 euros could be used in total. Immediate credit is used to cover all expenses and is paid at the time of sale. The profit will depend on the talent to negotiate the auction, to obtain the most economical but quality spare parts. As well as the sale price. Immediate credit is requested for each car.

Online business Instant Online Credit

Immediate credit

For the businesses described below, the first thing is to study, analyze, understand and be constant. In topics such as finance, trading and economy in general. The idea is to request an immediate credit, even in Financial Credit Institutions, to buy and sell shares in the capital market. With this immediate credit you can also buy cryptocurrencies. Then, studying the behavior of the value of all these. Immediate credit would be used to compare them and then sell them. Obtaining a profit with which the immediate credit would be paid. You can choose the type of immediate credit offered by interest-free financiers. Since you can pay in a few days. This type of instant credit without interest is granted if they pay before the end of the month. Different types of cryptocurrencies should be studied and the one that is rising due to a speculative bubble should be fished.

In this same order of ideas, we must mention that there are thousands of cryptocurrencies. You can invest the immediate credit in those that are not as popular as Bitcoin, Etherum, Litecoin. They have a much lower value but generate greater profitability. Another way is to invest in the long term. In this case it would be advisable not to request an immediate credit for this but with your own money. Studying the cryptocurrencies that will be in very valuable projections within the next five or ten years. You can choose some with possibilities that increase their value substantially. But that currently are worth a few cents. They simply buy and wait for them to increase their value. Finally, it can be negotiated with unstable foreign currencies. A quantity is purchased and then sold at a higher value.

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Business Loans with Financial Credit Institutions – fast loans 24/7 Thu, 21 Feb 2019 11:11:01 +0000

Moneyluck – quick, flexible and simple loans

What is Moneyluck? Moneyluck is a financial institution that offers quick loans in the Spanish market. In this company you can request loans and credits of up to 8,000 euros, to be issued within 24 hours or less. The company is positioned as a financial institution that helps people to be included in Financial Credit Institutions. It offers the possibility of requesting fast loans with Financial Credit Institutions, in a secure way, without opening, cancellation or settlement commitments. Moneyluck has a loan and credit calculator on its website, and offers the client the possibility of interactively visualizing the data on the fast online money that you wish to request, the deadlines for its return and the cost of the loan.

Moneyluck loan application process

To apply for a loan in Moneyluck the first step would be to proceed with the creation of an application on the Moneyluck website. In the application, through the aforementioned interactive tool you can select the amount of borrowed money you need and the term in which you wish to make the return. On the part of the Moneyluck company, they will ask you for information necessary to carry out the assessment of your solvency, your financial and economic situation. Once these data are received, they will analyze them in the company, and proceed to the next step. Processing an online application through the loan comparator We is easier and faster than applying for a loan over the phone.

In Moneyluck they will provide you with a special link so that you can send it to the person who will endorse you. Once the link is received by your guarantor, he can complete the information required by Moneyluck to continue with the online loan application. Your guarantee will make the loan payment for you in case you can not pay it for any circumstance.

When the information is completed by all parties, Moneyluck will pay you the approved amount of money online. And they will always keep you informed of all the details of your application.

Moneyluck does everything possible to give you money as quickly as possible, within less than 24 hours after your endorsement is accepted. It is important to know that the money transfer is initially made to the account of the person who endorses you and then your guarantor makes the transfer to your account. It is a procedure that helps both parties (you and the person who endorses you) have proof of the loan and the amount issued, as well as ensuring full transparency and security, avoiding possible frauds that may take place when requesting money online.

How quickly the loans are issued in Moneyluck

The financial institution Moneyluck does everything possible so that you can apply for and obtain your loan online with maximum ease and speed. Moneyluck strives so that you can dispose of the money in less than 24 hours. However, it is important that both you and your guarantor present all the documentation in the proper way as soon as possible. This way you will have your loan online as soon as possible.

We advises you to have all the documentation prepared in advance, both you and your guarantor, as they can slow down the money application in Moneyluck some of the following cases:

If Moneyluck tries to contact the person who supports you, and does not get it. In the event that you make a request for a weekend or a holiday. In the event that there are difficulties in locating documentation that justifies ownership. In the event that Moneyluck requires any additional document to prove your identity document or if any additional information related to your financial or economic situation is needed.

Repay a loan early in Moneyluck

In Moneyluck you can return a loan before your regulatory return deadline. You can also make extra payments. You can make as many payments as you want, as long as your payments cover the amount of the fee you must pay in a certain period. There are no additional charges or fees for making an early refund or for making extra payments.

Apply for a loan without a guarantee in Moneyluck

Unfortunately, Moneyluck can not request loans without endorsement. Having a guarantor is an essential condition to apply for a credit in Moneyluck, since according to the policy of this company a guarantor represents a guarantee for both the return of the money, how much to show that the applicant has the support of another person. It is recommended that the guarantor be between the ages of 18 and 75 and not have proof of delinquency. Moneyluck, being a flexible financial institution, does not require the guarantor to own a property, but if it is, it will be an additional advantage.

Moneyluck – loans for the unemployed

Yes, at Moneyluck you can apply for a loan even if you are not currently working. Moneyluck issues loans without a payroll (it is not obligatory for the borrower to have a payroll). However, to meet the loan you will need to have a source of income that allows you to meet your current expenses and pay the installments of your loan in Moneyluck, otherwise your guarantor will have to return the borrowed money. But as an advantage, you should know that Moneyluck gives you the possibility to change the expiration date of the payment installments.

Paying a loan late in Moneyluck

Paying a loan late in Moneyluck

In Moneyluck, as in almost all financial institutions require that payments be made within the agreed time. In this way, in the event that an exceptional situation arises and you can not make the payment of the full amount of the fee within the established period, it is necessary that you contact Moneyluck to reach an agreement.

In case you do not agree with any of the clauses of the contract or the terms of your loan, you can submit a claim to Moneyluck.

Moneyluck makes it easy enough and offers you a large number of advantages in your quick loan for an amount of up to 8000 euros, with the possibility of an approval period of less than 24 hours. The quick loans and loans portal We has the pleasure of presenting Moneyluck – a financial institution where you can request a quick loan with Financial Credit Institutions, without a salary and even if you are unemployed.


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